Posting this picture because I could not find one describing how crazy the last 24 hours have been. I thought a sweet little picture of the baby saying, “Hmmm. Really? This is the family that I get” explains it all!
Warning: This post is dripping with sarcasm, if you are not a fan of sarcasm, skip this one!
Here on MyLitter, not only do you get great deals, but you get life lessons from me on WHAT NOT TO DO. Because, I seem to make things harder than they should be!
Recently, my husband started a new job, so our health insurance would changing. The way things worked out we would have to extend our insurance with COBRA for 6 weeks. It was about $1200. This is exactly what we said, “let’s just go without insurance for 6 weeks, what could possibly happen?”
Famous last words….
My husband was out of town this week for work. I was already busy getting everyone where they needed to be with choir concerts, 3 of them, music lessons, softball lessons etc. and getting 6 different kids to 5 different schools every morning and the baby to my Mom’s. I thought I was doing pretty good when my girls reminded me that we had not set ANY of our Christmas things up and the I was ruining their lives 🙂 I bribed them with cleaning the house and we would pull out all the Christmas things. I was extra motivated and cleaned all the bathrooms and mopped the kitchen floor…
My 8 year old had not realized that the kitchen floor was wet when she came running through barefoot! She slipped and fell HARD! Her head and elbow broke her fall. She was hysterical, it HURT BAD. Then her nose started bleeding, so I am thinking head injury!
Now, with no insurance do you go to the emergency room, or do you go to one of the minor emergency centers? Well, that s why I am here, to give you all useful info! The emergency room will be more expensive but you can pay over time and not that night. The minor emergency is cheaper but you have to pay the entire bill that night…. I ended up taking her to the minor emergency.
I ran out the door with her, left my son and oldest daughter babysitting and asked them to make dinner and not trash the house. I also gave them instructions to take care of the baby when she woke up. 3 hours later we got home, NO head injury thankfully, but a VERY bruised elbow. When I got back, the house was amazingly cleaned and the dishwasher loaded and started! AWESOME. The 13 year old made the other kids Stove Top Stuffing, Macaroni and Cheese and hot Chocolate. Nice nutritionally balanced meal! I got everyone in bed and fed the baby.
Then she threw up on me.
Then she threw up on me again….
The next day she had a fever. I had to take her in to the doctor, $150 dollars later she has tonsillitis.
Should you ever even think of saying, “what could possibly happen?” please think again. BECAUSE IT WILL HAPPEN!
P.S. and that is why I did not post the winners of the Agoo and DVD set… I had a suspected head injury and a puking baby! I will get to it this afternoon, I am sorry!
Sherry says
Girrrrrrrrl, I’ve been there.
melinda herrera says
glad your daughter is doing well! and it wasnt anything major. And your kiddos helping you out is great. Hope all gets better.
Alison says
I completely agree. My Cobra ran out last year and because I am disabled/chronically ill, I cannot get approved for private insurance (the federal high risk pool is my only option, and it’s WAY more than I can afford as an unemployed student). The specialists I see regularly help me afford my usual care, but when I get acutely sick or injured, I’m on my own. A few months ago, I paid $100 just to get an ear infection diagnosed, and if the doctor hadn’t been able to give me a free sample of the ear drops I needed, they would’ve cost $150 at the pharmacy! (And a while before that, I tried to save money by not seeing a doctor for the flu — several miserable weeks later, I finally went in and found out I had the flu, bronchitis, AND a raging sinus infection that had spread into my throat and ears.) Even minor illnesses can break the bank if you are uninsured. Insurance may be pricey, but it’s better than the alternative: constantly worrying about what you’ll do if you get sick/hurt, letting illnesses go untreated and get worse, having to call every clinic in town to find the cheapest one while you’re in excruciating pain, begging doctors for samples or having to search for a different, less effective medication that’s available generically (and even a lot of generics somehow cost $50-100), etc. If you can get insurance, get it! Thanks for posting about this to increase awareness. Hopefully it’ll help convince some people that peace of mind is worth the price.
And I hope your kids are feeling better!
Rhea says
WOW! I am glad your daughter didn’t break any bones. Sorry the baby is sick. Hope she gets to feeling better soon.
Heather says
AHHH SO SORRY!!!!
Joanna says
Don’t be sorry!!!! Your kids ALWAYS come first. 🙂 We know that. I hope your girls are feeling better soon. You really are a supermom!!!
Anonymous says
We moms feel your pain!!
Laura says
Hopefully it’s still cheaper than the $1200 you would have had to shell out? Plus the deductible?? Hoping for the best!
Maria says
Oh my gosh! This story sounds like a day in the life of our family. When it rains it pours! Thank goodness there were no major injuries..and I thought things like this only happened to us (my husband always jokingly tells me I’m cursed :)). I love your blog & follow it daily!
Anonymous says
Oh wow! You’ve had one heck of a day! I’m so glad ur kids are going to be just fine! And please……don’t apologize, ur family is WAY more important! The rest of the world can wait. Anyone that follows ur blog will most certainly agree.
tracy says
Being that I have 10 kids (7 living) I completely understand those kind of days. In fact, I wonder if there are any other kind. 🙂
Glad nothing too serious. Sorry to hear about the baby. We are fighting a viral thing too.
By the way, I just recently found out about your site and can unashamedly, in fact proudly, claim to be an addict. 🙂
Lara says
I’m glad your kids weren’t seriously hurt. On the other hand, I love that your son made Stovetop Stuffing for dinner. Talk about resourceful. A+ for him! :o)
Cori says
It’s so nice that you can depend on your older ones to look after the younger ones in an emergency like that! It must take a weight off your mind. Stuffing and mac and cheese sounds like great supper to me! 😀
As someone who’s been uninsured since six weeks after my baby was born (he turns one next month!) I feel where you’re coming from on the insurance. It’s so expensive, and maybe things will be okay, but I live in fear that something will go wrong and I will get sick or hurt, and I have no idea what we’ll do then. It’s one worry that no coupon will cure!
Anonymous says
I work for this lady and can tell you from personal experience…she is SUPERWOMAN! No Joke!
Tiffany says
Alright, now I am going to have to figure out who this is…. Waaayyyy tooooo nice!
If everyone only knew what amazing women we have at working there!